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                        <title>How to Lend Money to Your Kids Safely</title>
                        <link>https://www.quayfp.com.au/2026/11/how-to-lend-money-to-your-kids-safely/</link>
                        <pubDate>Thu, 12 Nov 2026 01:00:00 +0000</pubDate>
                        <dc:creator>bluesky</dc:creator>
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                        <description><![CDATA[With property prices still out of reach for many first home buyers, more Australian parents are stepping in to help with a deposit. But money handed over without clear terms is usually treated as a gift, which can leave your own savings exposed if your child’s relationship ends or their finances take a turn. This guide explains why a properly documented loan can offer better protection, what courts look for, and what to check with lenders, lawyers and advisers before you transfer a cent.]]></description>

                        <content:encoded><![CDATA[With property prices still out of reach for many first home buyers, more Australian parents are stepping in to help with a deposit. But money handed over without clear terms is usually treated as a gift, which can leave your own savings exposed if your child’s relationship ends or their finances take a turn. This guide explains why a properly documented loan can offer better protection, what courts look for, and what to check with lenders, lawyers and advisers before you transfer a cent.]]></content:encoded>

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